At NeoGrowth, we truly believe we have created a product which serves the need of businesses in India. We are a NBFC registered with RBI and started commercial operations in 2013. We have a unique model which enables a flexible automated repayment mechanism for our customers as opposed to the fixed monthly EMI model.Traditional underwriting methods in India exclude more than 50% of creditworthy SMEs. It is this fundamental premise on which our business is built and we have a mission to bring a social impact in this segment. We cater to this under-served market by adopting an innovative approach and validating the creditworthiness of the business. We do so by looking at current business performance and stability.Not only do we have modern underwriting methods, but we have also made our loan repayment extremely flexible by making it in tune with your business cycles. The more you sell, the more you pay us. And the inverse is also true. In short, we have made the EMI concept redundant for our clients! Having piloted the product in 2012-13, NeoGrowth has launched commercial operations in a tech n� touch model in Mumbai, Bengaluru, Delhi, Chennai, Pune, Kolkata, Hyderabad, Jaipur and Chandigarh and plans to expand to other markets in India shortly.We have partnered with 2300+ business merchants so far to growtheir businesses.NeoGrowth also offers, NeoCash Online, a loan product designed exclusively for online sellers on e-commerce marketplaces or through independent portals. NeoGrowth also has strategic tie-ups with Flipkart and Snapdeal for financing online sellers on their respective marketplace platforms.The company has been promoted by Dhruv Khaitan (DK) & Piyush Khaitan (PK) and is backed by Omidyar Network, Aspada Investment Company, Khosla Impact and Accion Frontier Inclusion Fund (AFIF), Mauritius.TheKhaitans are entrepreneurs, who together founded and managed Venture Infotek. The company was a pioneer and leader in the Indian e-payments industry and managed merchant transactions for acquiring banks as well as credit card issuers and large loyalty programs. They divested the company to a large European IT Services Company in 2010. By then, Venture Infotek was the market leader in e-payments processing with a 40% share of all India card volumes.Our tech-enabled processes and smart analytics ensure that we offer the best products and services in the market. Our in-house technology platform, is tailored to meet the unique requirements of NeoGrowth�s innovative loan products.